In a large mixing bowl, combine softened cream cheese and sour cream until smooth.
Add shredded cheddar cheese and mix well.
Incorporate sweet corn into the mixture.
Stir in diced jalapeño for spice, if desired.
Add lime juice, garlic powder, onion powder, salt, and pepper to taste.
Mix all ingredients until evenly combined.
Transfer the mixture to a serving bowl.
Chill in the refrigerator for at least 30 minutes to allow flavors to meld.
Serve with tortilla chips, crackers, or fresh vegetables.
Enjoy your delicious corn dip at your gathering!