Preheat your oven to 350°F (175°C).
In a large bowl, whisk together the flour, sugar, baking powder, and salt.
In a separate bowl, combine the milk, vegetable oil, and eggs, whisking until well blended.
Pour the wet ingredients into the dry ingredients.
Stir gently until just combined; do not overmix.
Add the dried fruit and nuts, folding them into the batter.
Grease a loaf pan and pour in the batter.
Sprinkle some extra nuts or fruit on top if desired.
Bake in the preheated oven for 50-60 minutes or until a toothpick comes out clean.
Allow the bread to cool in the pan for 10 minutes before transferring to a wire rack to cool completely.