Preheat your oven to 350°F (175°C).
In a skillet, brown the ground beef or turkey over medium heat.
Drain excess fat and add black beans, diced tomatoes, and taco seasoning.
Stir until well combined and heated through.
In a baking dish, layer half of the tortilla chips.
Spoon half of the meat mixture over the chips.
Sprinkle with half of the cheddar cheese.
Repeat the layers with the remaining chips, meat, and cheese.
Bake in the preheated oven for 20-25 minutes, until the cheese is bubbly.
Remove from the oven and let cool slightly before serving.